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Archive for the ‘Business’ Category

insuresupermarket.com reminds homeowners to check their insurance for storm damage cover

20 Dec

Author: Anonymousbr
Source: free-articlesbr
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August 22, 2004 — Richard Mason, director of price comparison website insuresupermarket.com says: Storm damage is not necessarily excluded from home insurance but wed strongly recommend checking the small print in your policy to ensure you are covered for outbuildings and property boundaries such as fences and walls, as these can sometimes be left out of basic cover. Motor insurance should cover damage to your own car, but if a tree from your garden fell on a neighbours car, or damages a neighbours property, you may be liable to pay for this, so do check you have accidental and personal liability cover in your home and contents.

Storm cover could soon be a thing of the past

Richard Mason adds: Few insurers decline to cover storm damage as a rule however it may not be long before they do โ€ Norwich Union has already launched its flood map and More Than has announced its intention to add storm risk to the other risks that it already maps, such as subsidence, so many more people who once were able to get reasonably cheap insurance could see their premiums increase.

On insuresupermarket.com consumers can source the least expensive home insurance policy based on the level of cover they want – from more than 60 different providers – and in some cases apply online. Alongside the home insurance cover channel on insuresupermarket.com, there are also eleven other insurance channels where you can compare costs and apply online – including motor, breakdown cover, travel, dental, pet, mortgage payment protection, accident and sickness, payment protection, private medical insurance, Life Assurance and Critical illness cover. Visit www.insuresupermarket.com for more information.

[ http://www.insuresupermarket.combr
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Is Your Home Based Business Covered?

13 Dec

Author: L Woodbr
Source: articleage.combr
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Its one of those things that home-based business owners often never think about. Many home-based business owners assume that their home insurance policy also covers their business activities. The fact is the standard home insurance policy does not cover most home businesses. In addition to this, your home based business activities can void all coverage provided under your home insurance policy.
Home insurance policies provide coverage for residences, not places of business. Using your home for an activity that your insurance company is not aware of can potentially leave you with no coverage at all.
The type of home-based business insurance you will need really depends on the type of business you have.
For example:
• A graphic artist can easily have $20,000.00 in computer equipment and software in their home.
• People who sell products often take inventory and samples with them when visiting clients, along with cell phones and laptops.
• A customer could slip and fall during an appointment at a home based bookkeeping business.
• If you use your vehicle for business, then youll need to make sure your auto policy covers your vehicle while being used for business purposes.
• A home-based manufacturer could be held liable if the manufactured product causes injury to a consumer.
• If your business provides a service, you may need professional liability insurance to protect your personal assets, pay defense costs and ensure that your customers are adequately taken care of should they suffer damages as a result of your services.
• If you provide services away from your home, at your customers premises, you may need completed operations coverage to protect yourself from liability that could occur after youve left the premises and your customer begins to use whatever you were working on and injury or damage occurs.
Not all home based businesses are the same, and neither are their insurance needs.
Take a good look at your business and determine exactly what your insurance needs are. Decide a value on the inventory, equipment, and business contents in your home. How many customers come to your home? How would your business be affected if a disaster forced you out of your home?
Then talk to your insurance agent or broker about your business and get some good advice on what types of coverages you should consider for your business. Ask about home based business insurance packages. If you belong to a business organization or association see if they offer an insurance plan or get group discounts on insurance.
Try to get more than one quote so you can compare coverages and costs. Once your research is done, make a decision and purchase some business insurance. Youre in business and you want to stay that way, so make sure you protect your assets and your customers.
Liane Wood is a chartered insurance professional and registered insurance broker specializing in personal and small business insurance. Visit her website at: http://www.Insurance-Rates.ca.br
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Finding Insurance Business Opportunity

02 Dec

Author: Obinna Hechebr
Source: articlemarketer.combr
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Those looking to start a new booming business should look in a direction that might not seem obvious. An example of this is insurance. The truth of the matter is that americans have more and more need for various kinds of insurances, so when it comes to a great business opportunity, insurance is really becoming the way to go. More and more domains of life are coming under insurances. There has been home insurance and life insurance for a long, long time, but the growing business opportunity insurance world deals with some less frequently purchased insurances.

One such example is wedding insurance. Nobody wants to sink $25,000 into something that is not insured. Enter a new business opportunity insurance, insuring the wedding. While one is at it, he might as well throw in travel insurance for the honeymoon and liability insurance should someone decide to have one too many martinis at the reception and then choose to sue the newlyweds for damages.

The above might sound like a horror story, but unfortunately there are more and more similar cases popping up all over the nation. The fact of the matter is that the business opportunity insurance offers is a great one because more and more people are suing each other. This need to blame is one reason that insurance is such a big thing nowadays. Capitalizing on this trend is easily done through latching on to one of the business opportunity insurance franchises out there. Starting Up Insurance business is a field best left to the experts, so while one becomes an old pro at the insurance game, it is best to work with firms that know the game well.

Before starting up a brand new franchise, it is advisable to spend a period of time working with another firm who has already capitalized on the growing business opportunity insurance selling has to offer. Working with an existing firm gives one the chance to ease into the insurance world in a non overwhelming way. Once the insurance ropes are starting to become old hat, most people develop a feeling for what type of insurance they would like to work in.

If longstanding insurances seem most secure, go for auto or home insurance, if a new boom is more exciting, try travel insurance or wedding insurance. Once a realm is chosen, a heavy advertising campaign is the best way to ensure that a brand new firm gets a large client base right away. Getting a large client base is the best way to make insurance firms a monetarily and professionally successful business right from the start.

Keep overhead low and make sure to cover all of the loopholes so that hidden costs do not pop up and take away the profit margin. Act fast in advertising, sell an insurance that is bound to not get used often, and the recipe is one guaranteed for success. Target the audience most likely to be interested in the services of the new firm in order to maximize your advertising efforts and watch the business take off.br
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Obinna Heche:br /
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Delivering the best home based business ideas and opportunities so you can work at home successfully..br /
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http://www.moremoneyeverywhere.com/shopbr
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Texas Home and Auto Insurance Broker Expands to New Headquarters

25 Nov

Author: Anonymousbr
Source: free-articlesbr
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September 7, 2004 — Texas Wasatch Insurance is pleased to announce it has relocated into a larger space in Colleyville, TX. The move is necessary due to the rapid growth experienced by the home and auto insurance agency, which serves Texas.

Mark E. Jones, Texas Wasatch CEO, attributes the companys rapid growth to a business model that combines a high level of personal client service with the power of the Internet. ???Traditionally, people have purchased home and auto insurance from a local agent who can answer their questions and provide personal service. Recently, a number of web-based auto and home insurance firms have sprung up that create lots of reach, but without the personal service of a human agent,??

 
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One of the Largest Insurance Companies in the Caribbean Selects PLEXIS Claims Manager

06 Nov

Author: Anonymous
Source: free-articles

Ashland, Oregon ??” July 24, 2002 ??” PLEXIS Healthcare Systems, Inc. announced today that Caribbean Home Insurance, Ltd., a fully-owned subsidiary of Caribbean-based Guardian Holdings, Ltd., has purchased its core claims processing software, PLEXIS Claims Manager. Guardian Holdings Ltd. is the fourth largest capitalized company quoted on the Trinidad and Tobago Stock Exchange. The PLEXIS’ suite of products offers payers, benefit administrators and health plans the functionality to facilitate accurate and automatic claims adjudication, referral authorizations, benefit administration, contract management, and the ability to fully integrate with accounting packages such as Great Plains Dynamics.

Over the years, Caribbean Home has expanded tremendously to become the region’s largest indigenous general and health insurance provider. The company operates through its corporate headquarters in Port of Spain, which also houses its Trinidad branch operations. They have overseas branches in Barbados and Cayman Islands with agency representation in the islands of Turks and Caicos, St. Lucia, Grenada, St. Vincent and in Guyana where all classes of general insurance as well as group life and health are underwritten. Caribbean Home’s parent company is one of the largest in the region in the Financial Services Industry, with a wide range of products in Life Insurance, Annuity, Property and Casualty Insurance including Health and other Group Benefits.

The company, which is one of the largest health insurance carriers in the region, will soon offer a health insurance provider network and has selected the PLEXIS Claims Manager to further enhance and differentiate its service offering.

“We had been searching for a flexible health insurance system to accommodate our planned growth, and after careful research, we chose PLEXIS Healthcare Systems,” said John Gonzales, CEO at Caribbean Home Insurance, Ltd. “We have been very pleased with our working and personal relationships that have developed over the past several weeks with the people at PLEXIS.”

“It is always gratifying when a company like Caribbean Home Insurance sees the benefits of how much an integrated system such as PLEXIS Claims Manager can greatly enhance their effectiveness in terms of speed, productivity and quality of their health insurance operations,” says PLEXIS President and CEO, Jorge Yant. “Caribbean Home had the insight to understand that if they were going to effectively expand their current lines of business they must take steps to implement a flexible, integrated claims system to automate tasks that have been historically manual processes.”

About Caribbean Home Insurance, Ltd.

Caribbean Home is geared towards meeting the challenges of the millennium through technological prowess and effective human interaction, to always be “there when clients need them.” They also pride themselves on having high quality human resources with some of the best-trained, experienced professionals in the industry. Caribbean Home Insurance counts the service they give to the community as an important dimension of their success. Their involvement includes many aspects of road safety education and actual improvement of road conditions.

About PLEXIS Healthcare Systems

PLEXIS Healthcare Systems, Inc., a healthcare technology company based in Ashland, Oregon, has been developing high-end claims processing software for the Windows platform since 1996. PLEXIS Healthcare Systems provides advanced technology tools that enable healthcare organizations to streamline and automate their claims payment and medical case management requirements. For more information, please call toll free (877) 475-3947 or visit www.plexisweb.com.

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Posted in Business